At KAPFI, we make the approval process fast and stress-free. We focus on your business performance—not just your credit score. If your business has steady revenue and has been operating for at least three months, you’re likely to qualify. Our streamlined process means you can get approved in as little as 3 hours.

We provide funding from $5,000 up to $4,000,000, depending on your business's financials and revenue. Once approved, funds can be delivered to your account within 3 to 12 hours, ensuring you get the capital you need—when you need it.

With KAPFI, repayment is flexible. It’s based on a percentage of your daily or weekly sales, so it adjusts with your business performance. When sales are strong, payments are higher; when they slow down, payments decrease. All terms and fees are agreed upon upfront—there are no fixed interest rates, no hidden charges, and no set monthly payments.